Progressive Jackpot: Withdrawal Limits, Who Pays and How Exactly

Progressive Jackpot: Withdrawal Limits, Who Pays and How Exactly

The world of online gambling is a quite complicated one in many aspects. When it comes to progressive jackpots things become even harder for understanding. On the other hand, the progressive jackpot is truly the most exciting part of online gambling due to its enormous size in terms of money. Hence, I would not over dramatize if I told you that every online casino player should know these stuff sooner rather than later:

  • How a Progressive jackpot gets collected

  • Two different ways how it can be paid to a player, including pros and cons of both of them

Best Paying (RTP) Online Slots with Progressive Jackpot

(Players from United States are welcome)

Good Girl Bad Girl Online Slot Logo
RTP: 97.8% (Great!)
Max win: x1,170
Progressive: Yes
Goldbeard Online Slot Logo
RTP: 97.5% (Great!)
Max win: x5,000
Progressive: Yes
Enchanted Garden Online Slot Logo
RTP: 97.5% (Great!)
Max win: x5,000
Progressive: Yes
Knockout Football Rush Online Slot Logo
RTP: 96.8% (Good)
Max win: x14,400
Progressive: Yes
Holmes and the Stolen Stones Online Slot Logo
RTP: 96.8% (Good)
Max win: x750
Progressive: Yes
Monkey Pays Online Slot Logo
RTP: 96.7% (Good)
Max win: x1,000
Progressive: Yes
Loony Blox Online Slot Logo
RTP: 96.7% (Good)
Max win: x4,864
Progressive: Yes
Magic Oak Online Slot Logo
RTP: 96.7% (Good)
Max win: x62,500
Progressive: Yes
Wild Trucks Online Slot Logo
RTP: 96.7% (Good)
Max win: x5,000
Progressive: Yes
Ozwin's Jackpots Online Slot Logo
RTP: 96.7% (Good)
Max win: x4,000
Progressive: Yes
Wizards Want War! Online Slot Logo
RTP: 96.7% (Good)
Max win: x5,000
Progressive: Yes
Viva Fruit Vegas Online Slot Logo
RTP: 96.7% (Good)
Max win: x2,000
Progressive: Yes
Diamond Arrow Online Slot Logo
IGT
RTP: 96.6% (Good)
Max win: x16,100
Progressive: Yes
Secret of Troy Online Slot Logo
RTP: 96.6% (Good)
Max win: x5,000
Progressive: Yes
Divine Fortune Online Slot Logo
RTP: 96.6% (Good)
Max win: x3,000
Progressive: Yes
Happy Panda Online Slot Logo
RTP: 96.6% (Good)
Max win: x1,600
Progressive: Yes
Da Vinchis Treasure Online Slot Logo
RTP: 96.5% (Good)
Max win: x48,000
Progressive: Yes
Dark Vortex Online Slot Logo
RTP: 96.5% (Good)
Max win: x73,180
Progressive: Yes
Clash of Gods Online Slot Logo
RTP: 96.5% (Good)
Max win: x200
Progressive: Yes
Jackpot Fortunes Online Slot Logo
RTP: 96.5% (Good)
Max win: x2,244
Progressive: Yes
Captain Payback Online Slot Logo
RTP: 96.5% (Good)
Max win: x1,162
Progressive: Yes
Russian Wolf Online Slot Logo
RTP: 96.5% (Good)
Max win: x2,508
Progressive: Yes
Way Out Wilds Online Slot Logo
RTP: 96.5% (Good)
Max win: x6,727
Progressive: Yes
Jingle Jackpot Online Slot Logo
RTP: 96.5% (Good)
Max win: x3,000
Progressive: Yes
Book of Captain Silver Online Slot Logo
RTP: 96.4% (Good)
Max win: x10,000
Progressive: Yes
Wild Robo Factory Online Slot Logo
RTP: 96.4% (Good)
Max win: x2,878
Progressive: Yes
Tree of Riches Online Slot Logo
RTP: 96.4% (Good)
Max win: x2,880
Progressive: Yes
Joker Jackpots Online Slot Logo
RTP: 96.4% (Good)
Max win: x10,000
Progressive: Yes
Dragon Chase Online Slot Logo
RTP: 96.4% (Good)
Max win: x1,170
Progressive: Yes
Ocean Rush Online Slot Logo
EGT
RTP: 96.4% (Good)
Max win: x5,000
Progressive: Yes
Orient Story Online Slot Logo
EGT
RTP: 96.4% (Good)
Max win: x15,000
Progressive: Yes
Dragon Hot Online Slot Logo
EGT
RTP: 96.3% (Good)
Max win: x3,000
Progressive: Yes
Jackpot Raiders Online Slot Logo
RTP: 96.3% (Good)
Max win: x4,100
Progressive: Yes
Secrets of Sherwood Online Slot Logo
EGT
RTP: 96.3% (Good)
Max win: x1,000
Progressive: Yes
Coin Combo Marvelous Mouse Online Slot Logo
RTP: 96.3% (Good)
Max win: x2,840
Progressive: Yes
Power of Gods Valhalla Online Slot Logo
RTP: 96.2% (Good)
Max win: x2,145
Progressive: Yes
Clover Lady Hold the Jackpot Online Slot Logo
RTP: 96.2% (Good)
Max win: x3,500
Progressive: Yes
Space Rocks Online Slot Logo
RTP: 96.2% (Good)
Max win: x2,500
Progressive: Yes
Jackpot Express Online Slot Logo
RTP: 96.2% (Good)
Max win: x2,175
Progressive: Yes
Emperor's Palace Online Slot Logo
EGT
RTP: 96.2% (Good)
Max win: x1,000
Progressive: Yes
Apocalypse Quest Online Slot Logo
RTP: 96.1% (Good)
Max win: x1,000
Progressive: Yes
Knight's Heart Online Slot Logo
EGT
RTP: 96.1% (Good)
Max win: x1,000
Progressive: Yes
Serengeti Gold Online Slot Logo
RTP: 96.1% (Good)
Max win: x2,500
Progressive: Yes
Book and Pearls Respins of Amun Re Online Slot Logo
RTP: 96.1% (Good)
Max win: x500
Progressive: Yes
Retro Cabaret Online Slot Logo
EGT
RTP: 96.1% (Good)
Max win: x1,000
Progressive: Yes
PinUp Queens Online Slot Logo
EGT
RTP: 96.1% (Good)
Max win: x1,000
Progressive: Yes
Hansel and Gretel Treasure Trail Online Slot Logo
RTP: 96.1% (Good)
Max win: x1,200
Progressive: Yes
The Story of Alexander 2 Online Slot Logo
EGT
RTP: 96.1% (Good)
Max win: x500
Progressive: Yes

More progressive slots

A rating of online casinos with progressive slots (no withdrawal limits for progressive winnings)

What's a Progressive jackpot in short

Software providers create online slots (as well as other casino games). Then they rent out those slots to online casinos for some share of profit. Online casinos serve the slots to players.

More on how software providers and online casinos interact

In some slots, some part of each bet (spin) you make goes to the progressive jackpot pool. Due to the fact that thousands of players are spinning the reels each and every day, the size of a progressive jackpots may become really enormous (even millions of EUR).

One day a super lucky player is going to trigger the progressive jackpot and win all the money that other players have been contributing. It happens randomly (in fair slots), and chances to hit it are very low (something around 10,000,000 to 1).

Learn more about Progressive jackpot and its types

How bet size affects chances to hit a Progressive jackpot

Who pays a Progressive jackpot and How it can be done

None

As you can see, software providers are in charge of collecting the prize pool money. This is a very predictable thing to have, I would say, since it would become a nightmare to organize the process in any other way (imagine the negotiation process between hundreds of casinos).

Instead, each online casino (the number of them can easily reach hundreds or even thousands) send the jackpot money to the software provider. It can last for days, weeks or even months, until some lucky player triggers the jackpot.

Now it is time to pay the winning to our lucky boy. Software providers can do it in two different ways:

  • Either via the online casino where the jackpot has been won. Thus, opposite to a very common misunderstanding, online casinos do not pay progressive jackpots from their own pockets.

  • Or pay the jackpot directly to the player.

Let’s elaborate on both approaches.

When a Progressive jackpot is paid directly by the software provider

This is the best way for online casino players, no questions about that. Why? Because here you are going to get your bank transfer (or you might be offered with other payment options) usually in lump and without any complications or delays.

This is true, because software providers (especially the ones which offer a progressive jackpot) are often well-established international companies, and it is not an issue for them to sign a check worth even millions at once.

However, I would say that software providers tend very heavily to delegate their duties to online casinos, where the jackpot has been won. I don’t why this is the case, but don’t expect to get your winning from the software provider directly nine times out of ten.

When a Progressive jackpot is paid via a casino

Unfortunately, the same can not be said about online casinos in general. Yes, there are some of them which are quite big and reliable, but overall, in comparison to software providers, online casinos are much smaller operations.

This means that having an online casino as an intermediary can cause this sort of problems:

  • Online casinos usually set withdrawal limits (the amount of money you can withdraw daily/weekly/monthly). Even decent withdrawal limits (50,000 EUR a month) are going to make the withdrawal process tiresome (especially if we are talking about jackpots worth millions). Moreover, some online casinos have their withdrawal limits much lower (just a few thousands EUR a month), and in this scenario the process is going to take decades.

  • What do we all like to do with our pending withdrawal money? Correct, lose them back. For me it is hard to imagine a regular gambler who will patiently wait for years. I have heard and read so many stories about how people lose back literally fortunes.

  • Another huge problem is that an online casino, being a rather small operation, can easily go belly up. In this case your money is gone, and you can not simply turn your claim to the software provider. The software provider has completely fulfilled its part of the deal, namely, has sent all the money to the casino.

  • Not to mention that unfair online casinos may deny your winning due to some loophole in their terms and conditions.

Is it always a bad thing to have a casino as an intermediary?

I would 100% prefer to deal with software providers directly, but unfortunately it is not possible most of the time. Here the precautions every online casino player should take before playing progressive slots:

  • Always prefer bigger and older online casinos over smaller and newer (the strength of the gambling license is also a big deal).

  • Check out what withdrawal limits an online casino sets. I would not play in those venues where the withdrawal process would take more than a year.

  • Check out who pays this particular progressive jackpot, and how exactly it is done.

Nevertheless, there are some online casinos which do not apply withdrawal limits to progressive jackpots. This is what we all have to be looking for.

Player friendly online casinos with progressive slots

Where to learn about rules regarding who pays a Progressive jackpot

In my experience, online casinos are not transparent at all when it comes to progressive jackpot rules. It is usually quite a challenge to find this specific clause in their terms and conditions regarding those matters.

The best way to work around is to ask an online casino’s representative this question directly. Even better to make a screenshot of your conversation in case their policy suddenly changes in the future.

Conclusion

A rating of progressive slots

Hopefully you have got a better understanding on how the luckiest players get their progressive jackpot prizes. Maybe one day you will become one of those, and in this case you will be 100% prepared so that nothing is going to cloud your joy.