Processing vs Withdrawal Time in Online Casinos

Processing vs Withdrawal Time in Online Casinos

Last updated: September 5, 2022

Not every online casino player is fully aware, but money withdrawal in online casinos actually consists of these two phases:

  • Processing of your withdrawal by an online casino itself. At this stage the casino basically decides if you are eligible to withdraw the money you are requesting. This phase is called pretty straightforward - “processing or processing time”,

  • Withdrawal of your funds by a payment system. Here an online casino has approved your withdrawal and now its payment system’s turn to process it. Payment systems serve as intermediaries between players and casinos, and you have probably heard their names many times: Skrill, Neteller, Visa, Mastercard and many others. This phase is usually called “ withdrawal time”, and here I have noticed some confusion among online casino players.

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With that being said, let’s consider both phases of money withdrawal a bit deeper and learn what is special about each of them along with some other question you may ask.

Processing and Withdrawal time as 2 separate phases of cashing out


At phase 1, your withdrawal must be processed by a casino. Why can’t casinos simply skip this part? It happens due to these reasons:

  • This way a casino buys some time in order to successfully detect possible fraudulent acts and other rules infringements. It is fair to say that casinos have all the reason to suspect basically everybody since there are too many malicious actors on the internet who either try to abuse bonuses or even software bugs.

  • Also a casino verifies that your withdrawal limits have not been exceeded.

  • On top of that, some online casinos may ask for additional documents (for example, source of funds, though it happens fairly rarely).

  • Last but not least, an online casino verifies that your account has not been hacked so that the money goes to the owner.

Summing up, everything comes down to the fact that a casino, during the processing stage, has to establish whether you are eligible to withdraw or not. Because once the money has been sent, it becomes quite a challenge to reverse the transaction (though still possible, except for cryptocurrencies obviously).

At phase 2 your withdrawal is handled by a payment system, and an online casino is not in control anymore. This stage means that a casino has approved the withdrawal, and you are about to finally get the money. What exactly happens here is that a casino basically sends requested funds from the casino’s account in some payment system to your account in the same payment system.

There are dozens of payment systems that process online gambling transactions, and, as you may have concluded, each of them set different rules regarding withdrawal time. So to speak, it may happen instantly (e-wallets) or may take a few days (bank transfers, bank cards).

The bottom line here is that money withdrawal even from reliable online casinos may take up to a few days, and this is not casinos' fault most of the time (of course if only the casino has processed the transaction fast, within an 1 hour I would consider to be so). Hence, payment systems are the guys you should be mad at if your processed transaction is still not there.

The good news is there are so many casino payment options on the market, and some of them do actually withdraw money instantly (will talk about them further).

How long does processing usually take?

The processing time depends on a particular online casino’s policy. The most customer friendly online casinos process transactions within minutes, which is the gold standard of the industry, I would say. Though there are still online casinos around that process withdrawals up to crazy 7 days!

That’s why each time you deposit at a new online casino, read the rules carefully and figure out how long it takes to process the transaction from the casino’s end (don’t confuse with withdrawal time of a particular payment system, as we have learnt).

Online casinos with shortest processing time (instant in most cases)

How long does withdrawal usually take?

It highly depends on a particular payment method, though here is what you can usually get:

  • Cryptocurrencies: Depending on a particular network, it usually takes 0-60 minutes (Bitcoin is the slowest one; Litecoin, Ethereum, Dogecoin, BitcoinCash are much faster)

  • E-wallets: 0-15 minutes with well-known and established e-wallets (Skrill, Neteller, Ecopayz)

  • Bank transfer: Depending on your country of residence, currency and your bank, it takes 1-5 days (closer to 2 days in my experience)

  • Bank cards: 1-5 days officially, though I have never received an international bank card transaction faster than in 3 days (Visa, Mastercard, Maestro)

  • Prepaid cards (Paysafecard, Neosurf): 1-5 days, I have never personally used this method for withdrawals so not sure how long it takes in reality, not on paper.

As you can see, cryptocurrencies and e-wallets are the best options if you are interested in really fast casino withdrawals.

How to find out at what stage your withdrawal currently is

Such information can be accessed in your account section at an online casino.

In front of the transaction, there must be one those statuses displayed:

  • Processing (or pending, or in process). This means that a casino has not sent the money yet.

  • Processed (or sent). This means that the transaction has been approved by the casino, and the money has been sent via some payment system.

Where to learn about processing and withdrawal time at a particular online casino

Speaking about processing time, you can usually learn about it in the “payment” section, which many online casinos have on the top of the website.

Click on it and see what “processing time” column says. Like on the screenshot below.


Each method may have different processing time.

As for withdrawal time, it might be a bit more tricky. Here you would have to go through the terms of use (usually on the bottom of the website) and find the section called something like “withdrawal policy”.

Do rogue casinos use processing time as an excuse?

They do it all the time, and this is their favorite tactic by the way to make you lose the winning:

  • Long processing time (officially a few days, but can easily result in a few weeks) often leads to impulsive decisions. Simply put, tired of waiting, a casino player loses the winning.

  • Transaction is marked as processed though in fact it was not sent to the payment system. The whole point is to make you think that delays are happening on the payment system’s side.

Online casino withdrawal time

Every player who has ever played at a casino is well aware of the deposit and withdrawal issues on the gaming platform. Typically, users are offered a huge range of different payment systems in order to make deposits or withdrawals. However, there are some nuances here. For example, most often the minimum deposit amount is 10 USD, and the minimum withdrawal amount starts at 20 USD. When you want to withdraw funds from your account, the maximum withdrawal amount rarely exceeds 4,000 USD. If we're talking about cryptocurrencies, each online casino has its own policy on this as well as different limits. The only difference in cryptocurrency payments is that there are no withdrawal limits. This is a huge plus when it comes to withdrawing your winnings.

When it comes to withdrawals, there are some important points to be made. Some users don't quite understand how this process works and often get nervous when their money gets held up somewhere. So, first of all, you need to find out if you need to go through account verification. This is very important because the payment you order may be delayed until you verify your account. If this issue is resolved, then pay attention to the processing time of the application. This process may take each casino a different amount of time, but most often it ranges from 1 hour to 2 days. Another important thing to remember is the time during which the rules of the payment system receive funds. Simply put, for how long will the money come after the casino sends them? These data may be quite different, but to generalize, the money goes to E-Wallets for up to 24 hours, Payment Cards from 3 to 5 days, and Bank Transfers may take from 5 to 7 days. In my practice, it is much faster, but this is the timeframe set by the payment systems for processing all money transactions.

If you have ordered a cryptocurrency payout, however, it is worth paying attention to how quickly the transaction hits the blockchain and how quickly it is processed. Different cryptocurrencies work at different speeds. Therefore, it is better to visit specialized resources where this information is available and find out how fast the transaction is currently being processed.


Instant processing online casinos

Hopefully I have managed to shed some light on how withdrawals in online casinos work. The proper understanding of this concept will definitely make your gambling experience much smoother as you won’t face any unexpected withdrawal delays.

Summing up, long withdrawals in legit online casinos are often the case, because of payment systems, and not casinos themselves.